专利名称:Trust Based Transaction System发明人:Andrew Kortina,Samuel Lessin,Iqram
Magdon-Ismail
申请号:US12959254申请日:20101202
公开号:US20110137789A1公开日:20110609
专利附图:
摘要:A configuration for more efficient electronic financial transactions is disclosed.Users input personal and financial information into a system that validates theinformation to generate trusted financial profiles. Each user can establish trusted
financial links with other users. The trusted financial link provides a mechanism for theuser to allow other users to withdraw money from the link provider account. The datafrom these relationships and the financial data flowing through the system enable ameasure of trustworthiness of users and the trustworthiness of all interactions in thesystem. The combination of trusted financial profiles, trusted financial links, and financialtransactions between users create a measurable financial trust graph which is a truerepresentation of the trusting economic relationships among the users. The financialtrust graph enables a more accurate assessment of the creditworthiness and financial riskof transactions by users with little or no credit or transaction history.
申请人:Andrew Kortina,Samuel Lessin,Iqram Magdon-Ismail
地址:New York NY US,Englewood NJ US,Philadelphia PA US
国籍:US,US,US
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